We honestly believe the route to follow for short term insurance is through a broker which will enable you to make use of his or her experience in the field, not only to get descent premiums, but also to assist you in the event of an claim in a very technical world where a description of what happened can be used to decline a claim.

More and more people are prepared to submit false statements and claims and if you do not have someone to assist you, you will, most probably come second.

I do not understand the short sightedness of some people........

Many a direct client has approached me in cases of claims, and I am not able to help them, they are on their own or has to make use of an attorney to assist them, at a much higher cost...